Last week Howard Hayes and I met with a man in our Cambridge bankruptcy office. He had met with a clerk at another trustee’s office, and was confused about his options. Before we talked about options to deal with his financial problems, he wanted to know if we were different than the other trustees in Cambridge.
I explained that all trustees are licensed by the federal government, so we are all required to follow the same rules. However, if you visit us in Cambridge, you will meet with two people: 
Howard Hayes, who manages our Cambridge office, and me, Douglas Hoyes, the trustee responsible for our Cambridge office (and the founder of Hoyes, Michalos & Associates Inc., the largest firm in Canada dealing exclusively with personal insolvency; we don’t do bankruptcies for corporations, or audits or tax work like the national accounting firms).
In other words, the difference is our people. You meet with senior, experienced people, not administrative clerks.
This man was pleased that Howard and I took the time to listen to him so we could understand his situation, and he was happy that we didn’t just talk about personal bankruptcy in Cambridge. We covered all of his options, including debt consolidation, credit counselling, and consumer proposals. With all of this information, it was easy for him to make a decision.
Whether you need a first or second opinion, please call our Cambridge office at 519-622-3773 or 310-PLAN, or e-mail us, and let’s get started on a plan to help you deal with your debts.
